Life insurance comes with a lot of questions, and we have all the answers.
Among all the coverage policies out there life insurance seems to confuse people the most. Whether it’s term, whole, or universal life insurance the various possibilities intimidate many from this policy. However, at S. Sanders Company Insurance our experts are trained to find the best life insurance policies in California so here is what you should know about our coverage policies.
Term Life Insurance:
A term life insurance policy will cover you for a fixed period in your life with an official start and end date that you choose. Term life is generally the cheapest policy out there, however with this coverage you do not have the option of building equity down the road.
Whole Life Insurance:
Whole life insurance is a permanent policy that will cover the insured for an entire lifetime. Contrary to term life, whole life insurance is a more valuable and wide-reaching policy that also comes with higher premiums. However whole life insurance policies come with equity that can be used as cash value down the road.
Whether you choose term or who life insurance is all dependent on your current situation and future and where you see you and your family down the road. Since it may be a bit difficult to choose between the two, our California agents can help you with every question you have and will fulfill their duty of getting you the right policy for your family.
Instead of being intimidated by making a big decision like this, let S. Sanders Company Insurance delicately guide you through the process of finding life insurance. Give us a call today or fill out the form on this page for more information!